AI-Powered Financial Services Solutions
Fraud detection systems, Sterling OMS for financial commerce, AI compliance automation, wealth management co-pilots and blockchain-based KYC — for banks, insurers and fintech platforms globally.
What We Deliver for BFSI
Fraud Detection & Prevention
AI-powered fraud detection models integrated with Sterling OMS and payment systems. Real-time transaction scoring, duplicate prevention and 3rd-party verification. 85% fraud reduction achieved for Costco.
AI Compliance & Regulatory Reporting
NFRA Compliance Engine — AI-powered regulatory reporting and compliance automation. IBM WatsonX audit dashboards for real-time P&L visibility and board-level reporting. Automated compliance for RBI, SEBI, FCA and global frameworks.
CredoKYC — eKYC & CDD Platform
AI-powered eKYC and Customer Due Diligence platform. Multi-document verification, liveness detection, real-time identity validation, blockchain chain-of-custody tokens and customisable AML/KYC workflows.
Servat — Wealth Management AI
Agentic co-pilot for AI-driven customer investment portfolios on dynamic risk profiles. Automated portfolio rebalancing, risk assessment, regulatory compliance and conversational financial advisory for wealth managers.
Payment Systems & Verification
Sterling OMS implementation for financial commerce fulfilment. Payment gateway integration, multi-currency settlement, automated reconciliation and PCI-DSS compliant payment processing.
Blockchain for Financial Services
Hyperledger and Ethereum smart contracts for financial processes. Blockchain-based trade finance, supply chain finance, immutable audit trails and PurePay cryptocurrency payments.
CredoKYC — Smarter Compliance
Streamline compliance, strengthen fraud prevention and accelerate customer onboarding. Multi-document support, liveness detection, automated data extraction, customisable workflows and blockchain integration — reducing onboarding time from days to minutes.
Servat — Wealth Intelligence
AI agentic co-pilot for wealth managers and financial advisors — building AI-driven investment portfolios on dynamic risk profiles. Targeting banks, wealth managers and insurance companies. Integrated with the NFRA Compliance Engine for regulatory reporting.
Technology Stack
IBM Sterling OMS · IBM WatsonX · Hyperledger Fabric · Ethereum · CredoKYC · Servat AI · Oracle OCI · AWS · Azure · MuleSoft · API Connect · PCI-DSS compliant infrastructure
BFSI Success Stories
Costco
OMS-Driven Fraud Management
- Integrated 3rd-party payment verification with Sterling OMS
- Prevented duplicate check usage and fraudulent transactions
- Real-time validation at 85% fraud reduction rate
- Delivered under tight timelines with minimal production defects
Standard Chartered
Digital Banking Transformation
- Digital commerce and service delivery platform modernisation
- API integration for core banking system connectivity
- Customer onboarding and KYC workflow automation
- Multi-country compliance framework implementation
ANZ Bank
Financial Services Integration
- Enterprise integration platform for banking services
- Real-time transaction processing and reconciliation
- Customer data platform for personalised banking journeys
- Compliance reporting automation
Commonwealth Bank
Enterprise Platform
- Core banking integration and API management
- Payment processing and settlement automation
- Fraud detection and prevention systems
- Regulatory compliance and reporting dashboards
Bayad Center
Philippines Payments Platform
- Multi-channel bill payment platform for Philippines market
- Integration with utility, telecom and government payment systems
- Agent network management and transaction reconciliation
- Real-time fraud monitoring and prevention
CredoKYC
AI eKYC Platform
- AI-powered identity verification reducing onboarding from days to minutes
- Liveness detection and multi-document processing
- Blockchain chain-of-custody for compliance audit trails
- Deployed for banks, fintechs and insurance companies
Purpose-Built for BFSI
Universal Commerce provides pre-composed XCaaS solutions specifically designed for BFSI businesses — composable storefronts, agentic AI and autonomous operations in one subscription.
Ready to Transform Your BFSI Business?
Connect with our BFSI industry experts to discuss your specific challenges and opportunities.